Prosper - Financial Planner - Free Download

See your financial future before it happens.
Most finance apps just look backward at what you spent. Prosper looks forward. We are the personal finance time machine that helps you simulate your path to Financial Independence (FIRE), crush your mortgage, and watch your net worth grow.

🔮 DON'T GUESS. SIMULATE.
Will you have enough to retire at 50? Can you afford that house in 2027?

- The Time Machine: Visualize your net worth evolution over the next 10, 20, or 30 years with interactive projections.
- "What If" Scenarios: See exactly how a salary raise, a new baby, or buying a luxury car impacts your retirement date immediately.
- Inflation Reality Check: Toggle inflation on/off to see what your money is actually worth in the future.

🏠 HACK YOUR MORTGAGE
Don't just pay your loan; optimize it.

- Save Thousands: Simulate how a tiny extra payment of $50/month slashes years off your mortgage and saves you massive amounts of interest.
- Rent vs. Buy: Compare the long-term impact of investing vs. paying down debt.

🔒 100% OFFLINE & PRIVATE
Your finances are personal.

- Zero Data Tracking: We don't want your data. Everything is stored locally on your device.
- Offline First: No internet required. No bank connections breaking. Just you and your plan.

⛔️ TIRED OF SUBSCRIPTIONS?

We are too. Prosper offers a Lifetime License.
No monthly fees. No "renting" your own data. Pay once, use forever.

👨‍👩‍👧‍👦 HOUSEHOLD WEALTH

- Unified View: Manage profiles for you, your partner, and your kids.
- Combined Projections: See if your household is on track, together.

Download Prosper today. Stop tracking the past. Start simulating your freedom.