Everything you can do

• Mobile data — buy data for MTN, Airtel, Glo and 9mobile across plan types such as SME, Corporate Gifting, Gifting and others, for yourself or for any number you choose.
• Airtime — topup any of the major networks, for your own line or for someone else.
• Electricity — pay prepaid and postpaid bills for supported distribution companies and receive your meter token for prepaid meters.
• Cable TV — renew your DStv, GOtv and StarTimes subscriptions.
• Internet bundles — subscribe to Smile and Spectranet plans.
• Bulk SMS — send messages to your contacts or customers.
• Exam services — buy WAEC and NECO result-checker PINs and check results.
• Airtime to cash — convert airtime on your line into wallet balance.
• Insurance — purchase motor insurance cover.

Your wallet

• Add money by bank transfer to your own dedicated account number, or pay with your debit card through our payment partners.
• Your wallet is credited automatically once a payment is confirmed, so you can buy again straight away.
• Every purchase is recorded in a clear, searchable transaction history.
• Save or share a receipt for any successful payment.
• Keep the phone numbers, meter numbers and accounts you use often as saved beneficiaries for faster checkout.

Cashback and referrals

• Earn cashback on eligible purchases. The amount you will receive is shown before you pay, so you always know what you are getting.
• Share your referral code with friends. When they sign up and transact, you earn a reward credited to your wallet.

Built for security

• Protect your account with a transaction PIN and optional fingerprint or biometric unlock.
• Login and account alerts keep you aware of activity on your account.
• Sensitive screens such as your wallet and bank details are protected from screenshots and screen recording.
• Your connection to our servers is encrypted.

For resellers

• Upgrade your account to a reseller to access reseller pricing across data, airtime and bills, using the same wallet, history and tools.

Made for everyday use

• One wallet for many services, with a clean and straightforward interface designed for quick, repeat purchases.
• Saved beneficiaries and a clear history help you repeat common purchases with fewer taps.
• Available on phone and on the web, so your wallet and history stay in sync wherever you sign in.

Support that follows up

Need help with a transaction or have a question? Open Help & Support inside the app to reach our team, or use the in-app complaint section to report an issue, attach a receipt and track its resolution through to a close.

VTU Network brings your airtime, data and bill payments together in one secure wallet, on your own schedule.