XPlace is a crypto credit card and lending app that lets you borrow money, take crypto loans, and use a flexible credit line for everyday spending. Pay anywhere with a Visa card, earn cashback rewards, and grow your crypto with daily APY - all without selling your assets.

Join thousands of users who use XPlace for crypto credit cards, borrowing, lending, and passive income.

◆ CRYPTO CREDIT CARD FOR EVERYDAY SPENDING

Use your crypto credit card to spend borrowed money anywhere Visa is accepted. Pay globally, manage your credit easily, and earn cashback rewards on every transaction.

◆ BORROW MONEY WITH CRYPTO LOANS

Get instant access to money with crypto-backed loans. Use your assets as collateral and unlock a powerful credit line for daily spending or large purchases.

Borrow money instantly with crypto
Flexible crypto loans with competitive APR
High credit limits for personal and business use
◆ FLEXIBLE CREDIT LINE

Access a crypto-backed credit line and use it anytime you need liquidity. Borrow, repay, and reuse your credit without selling your assets.

◆ EARN UP TO 20% APY - DAILY INTEREST

Earn yield on your crypto while still using your credit line. Generate passive income with daily APY and automatic compounding.

Daily rewards and interest
Passive income from crypto assets
Smart yield strategies
◆ UP TO 12% CASHBACK REWARDS

Earn cashback in crypto every time you spend borrowed funds. No complicated tiers - just simple and transparent rewards.

◆ NO NEED TO SELL YOUR CRYPTO

Use loans and credit instead of selling your assets. Keep your crypto exposure while accessing liquidity when you need it.

◆ INTERNATIONAL MONEY TRANSFERS

Send money globally with fast and secure bank transfers. Move funds across countries for personal or business needs.

◆ TRAVEL BENEFITS & PREMIUM FEATURES

Spend abroad with your crypto credit card and enjoy zero FX markup, airport lounge access, and premium travel perks.

◆ SELF-CUSTODY & SECURITY

Your crypto stays under your control at all times.

Secure self-custody wallets
24/7 protection and authentication
Instant card freeze and control

XPlace is your all-in-one crypto finance app to borrow money, access credit, earn APY, and spend with a crypto credit card.

Download XPlace and take full control of your crypto, credit, and spending.

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APR (3.49%) and APY (up to 20%) are variable and not guaranteed. Actual
rates may differ based on market conditions. XPlace Card is not affiliated
with XPlace protocol and is subject to separate terms provided by Issuer.
Transfers available via supported bank networks; exchange, remittance fees,
fair usage limits, and T&Cs apply.